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BTC—ETH—BTC MAX SUPPLY21,000,000BTC MINED20,000,000+BLOCK REWARD3.125 BTCNEXT HALVING~2028BTC BLOCK TIME~10 MINETH BLOCK TIME12 SECETH TRANSFER21,000 GAS1 BTC100,000,000 SATS1 ETH1,000,000,000 GWEISTABLECOIN TARGET$1.00US CRYPTO FRAUD LOSSES 2025$11.4BCOINS ON COINGECKO~22,800FIRST BLOCKJAN 3 2009

Staking calculator (including ETH staking)

Work out staking rewards from the rate, compounding and your provider's fee, in coins and in dollars, and see how a price change affects the result.

Reward rate
%
Use the rate your provider shows, before its fee. Rates change.

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Assumes the rate stays the same for the whole period and rewards are paid as entered. Rewards are in coins: the dollar value depends on the price, which can fall more than the rewards earn.

How it's calculated

  • APR is the simple yearly rate. APY includes compounding. If you enter an APY, the calculator first converts it to the APR that gives that APY at your compounding frequency: APR = n × ((1 + APY)1/n − 1).
  • After the fee: net APR = APR × (1 − fee).
  • With compounding n times a year: final amount = amount × (1 + net APR ÷ n)n × years.
  • Without compounding: rewards = amount × net APR × years.
  • Effective APY after fees = (1 + net APR ÷ n)n − 1.

Worked example

Staking 10 ETH at 3% APR, compounding daily, through a pool that keeps 10% of rewards. Net APR = 3% × 0.9 = 2.7%. After one year: 10 × (1 + 0.027 ÷ 365)365 = 10.2737 ETH, so 0.2737 ETH of rewards and an effective APY of 2.737%. Without compounding it would be 0.27 ETH.

Ethereum staking: what to know

  • Running your own validator needs 32 ETH; pools, exchanges and liquid staking let you stake smaller amounts, for a fee.
  • Since the Pectra upgrade (May 2025) a single validator can hold up to 2,048 ETH, and rewards above 32 ETH can compound inside it.
  • Network rates move with how much ETH is staked and with fees; ethereum.org showed about 2.5% when we checked in November 2026. Treat any rate as a snapshot.
  • Withdrawals aren't instant: exiting and withdrawing can take from days to weeks depending on the queue.

Risks the rate doesn't show

  • Price risk: 3% more ETH is still a loss in dollars if ETH's price falls more than 3%. The scenario table shows this.
  • Slashing and penalties: validators that misbehave or go offline lose part of their stake.
  • Platform risk: exchanges and lenders offering "staking" have failed and frozen customer funds (Celsius in 2022, for example). Liquid staking tokens can trade below the coin they represent, and smart contracts can have bugs.
  • Lock-ups: some coins and providers make you wait to unstake.
  • Taxes: in the US, staking rewards are ordinary income when you receive them.

More: staking and yield explained and proof of stake. Very high advertised yields are a classic scam sign; check offers with the scam checker.

Sources

  1. Ethereum staking (ethereum.org)
  2. Pectra upgrade (ethereum.org)
  3. Digital assets: staking rewards are income (IRS)
  4. Celsius Network (Wikipedia)

Questions

What is the difference between APR and APY?

APR is the simple yearly rate. APY includes the effect of earning rewards on your rewards (compounding), so it's a little higher for the same APR when rewards are compounded.

How much can I earn staking 32 ETH?

At a 3% net rate, about 0.96 ETH a year, before compounding and before any fees. Actual rates change with the network; check your provider's current figure and enter it above.

Is staking risk-free?

No. The coin's price can fall, validators can be penalized, providers can fail, and some stakes can't be withdrawn instantly.

Are staking rewards taxed?

In the US, yes: as ordinary income at their market value when you gain control of them. Selling them later can create a capital gain or loss.

Calculations run in your browser. The only request this page makes is the public CoinGecko price request, which carries nothing you type. Results are estimates for learning and planning, not financial or tax advice. Last reviewed November 4, 2026.